Amerifund Home Mortgage LLC - New York

Amerifund Home Mortgage LLC: Comprehensive Overview

Amerifund Home Mortgage LLC, situated at 1177 6th Ave, 5th floor, New York, NY 10036, is a prominent mortgage lender serving the vibrant city of New York. With a strong commitment to customer service and a wide range of mortgage solutions, Amerifund has established itself as a reliable partner for homebuyers and real estate investors alike.

Main Services

• Conventional Loans: Amerifund offers conventional loans, which are the most common type of mortgage, typically requiring a minimum 3% down payment and meeting Fannie Mae's underwriting guidelines.
• FHA Loans: These government-backed loans are ideal for first-time homebuyers or those with lower credit scores, requiring a minimum 3.5% down payment.
• Jumbo Loans: For high-value properties, Amerifund provides jumbo loans that exceed the conforming loan limits set by the Federal Housing Finance Agency.
• VA Loans: Amerifund is approved by the U.S. Department of Veterans Affairs to offer VA loans, providing flexible terms and no down payment requirements for eligible military personnel and their families.
• DSCR Loans: Amerifund specializes in DSCR (debt service coverage ratio) loans, which are ideal for real estate investors who cannot qualify using W2s or tax returns. These loans are based on the property's income potential rather than the borrower's personal income.

Location and Access

Amerifund's office is conveniently located in Midtown Manhattan, near the iconic Rockefeller Center. The neighborhood offers a variety of amenities, including restaurants, shopping, and cultural attractions. The office is easily accessible via public transportation, with the 5th Avenue/53rd Street station for the E and M subway lines just a short walk away. Additionally, there are numerous bus routes serving the area.

For those driving, parking is available at nearby garages, such as the Icon Parking garage located at 1280 6th Ave. The office is also wheelchair accessible, with elevators providing access to the 5th floor.

Featured Characteristics

• Personalized Service: Amerifund prides itself on providing personalized service, with dedicated loan officers who work closely with clients to understand their unique financial needs and goals.
• Flexible Underwriting: Amerifund offers flexible underwriting options, taking into account factors such as income, assets, and credit history to provide tailored mortgage solutions.
• Educational Resources: The Amerifund website features a mortgage calculator and educational resources to help clients make informed decisions throughout the homebuying process.

Practical Information

• Address: 1177 6th Ave, 5th floor, New York, NY 10036
• Phone: 212-922-9555
• Website: amerifund.us
• Business Hours: Monday-Friday, 9:00 AM - 5:00 PM (EST)

Customer Reviews and Positive Aspects

Amerifund Home Mortgage LLC maintains an average rating of 3.9/5 stars on Google My Business, based on 11 reviews. The positive aspects mentioned by clients include:

• Personalized and professional service from loan officers, with a focus on finding the best rates and terms for clients' unique situations.
• Prompt communication and responsiveness throughout the loan application process.
• Expertise in navigating complex loan scenarios and providing tailored solutions for real estate investors and unique financial circumstances.
• The ability to close loans quickly and efficiently, often ahead of schedule.

One satisfied client shared, "The team at Amerifund is wonderful. Alan and his team are my go-to mortgage bankers, and always find us the best rates for our purchases (we've done 4 transactions with him thus far)." This testimonial highlights Amerifund's commitment to exceptional service and building lasting relationships with clients.

In conclusion, Amerifund Home Mortgage LLC is a reputable mortgage lender offering a wide range of loan products and personalized service to clients in New York and beyond. With a convenient Midtown Manhattan location, flexible underwriting options, and a strong focus on customer satisfaction, Amerifund is an excellent choice for those seeking a mortgage lender that truly listens and understands their unique needs.

👍 Reviews of Amerifund Home Mortgage LLC

Neda L.

5/5

The team at Amerifund is wonderful. Alan and his team are my go-to mortgage bankers, and always find us the best rates for our purchases (we've done 4 transactions with him thus far and now in talks for finding the best option for funding our home renovations. We’ve done refinance of a co-op loan, first mortgage on purchase of co-op unit, and most recently purchase of a house. The team is not only knowledgeable but also very thorough, detail oriented, and just phenomenal. Highly recommend, and they walk you through everything. Exceptional white glove service in our experience!!!

Matthew T.

5/5

Eris Saari has been helping me throughout the home buying process. She has great communication always getting back to me quickly and thoroughly responding to the millions of questions I had. Working her with was effortless and she simplified the process. Highly recommend

Jane D.

1/5

SCAM….. Beware…. They take large upfront fees!!!! NEVER close…. They are not direct lenders they are brokers…. Alan lies…then hides and you will NEVER hear from him. He has taken over $50,000 per client… will NEVER return money…. If you send a money, just be aware that you will never see it again.

Ari B.

1/5

WATCH OUT!!!!! A client of mine applied for NO Ratio loan. Alan promised he could deliver so client wired money as per term sheet. Several weeks later Alan requested income documents. When client was unable to provide them Alan refused to refund the client his money!

Adam B.

5/5

Alan and team did a great job for us - got our house at exactly the right timing and as a founder with no W2 it took a great deal of creativity and the right access. Thank you!

Nick G.

1/5

SCAM..Alan lies takes large upfront fee. Lied that he was a direct lender was not. Lied that he would close did not.. and will not return the deposit. BEWARE

Aisha H.

5/5

Amerifund has remarkable products. It's always a pleasure working with Amerifund.

Serena S.

5/5

Denney T.

5/5

The entire Team at Amerifund was great to work with and they provided a great rate. Very efficient in gathering documents needed and smooth closing.

Great job!

Neda L.

5/5

The team at Amerifund is wonderful. Alan and his team are my go-to mortgage bankers, and always find us the best rates for our purchases (we've done 4 transactions with him thus far and now in talks for finding the best option for funding our home renovations. We’ve done refinance of a co-op loan, first mortgage on purchase of co-op unit, and most recently purchase of a house. The team is not only knowledgeable but also very thorough, detail oriented, and just phenomenal. Highly recommend, and they walk you through everything. Exceptional white glove service in our experience!!!

Matthew T.

5/5

Eris Saari has been helping me throughout the home buying process. She has great communication always getting back to me quickly and thoroughly responding to the millions of questions I had. Working her with was effortless and she simplified the process. Highly recommend

Jane D.

1/5

SCAM….. Beware…. They take large upfront fees!!!! NEVER close…. They are not direct lenders they are brokers…. Alan lies…then hides and you will NEVER hear from him. He has taken over $50,000 per client… will NEVER return money…. If you send a money, just be aware that you will never see it again.

Ari B.

1/5

WATCH OUT!!!!! A client of mine applied for NO Ratio loan. Alan promised he could deliver so client wired money as per term sheet. Several weeks later Alan requested income documents. When client was unable to provide them Alan refused to refund the client his money!